Court-admissible · Fully independent · Delivered to your door

Jewellery Valuations
You Can Rely On

Professional, court-admissible valuation schedules for Insurance, Probate, Division of Assets, Family Division, and horology — conducted in your home or via your jeweller, anywhere across four counties.

Valuation Types

Services Offered

Insurance

Insurance Valuations

Accurate replacement-value schedules prepared to the standard required by insurers. Essential for high-value jewellery, family heirlooms, and inherited pieces — ensuring your cover reflects today's market prices.

  • Individual item descriptions and replacement values
  • Photographs of each piece in the report
  • Accepted by all major UK insurers
  • Recommended for review every three to five years
Probate

Probate Valuations

Market-value assessments for HMRC probate purposes, prepared in accordance with the Inheritance Tax Act 1984. Gaynor works sensitively with families and estate professionals at what is often a difficult time.

  • Open-market valuations for HMRC compliance
  • Itemised schedules suitable for estate administration
  • Co-ordination with solicitors and executors where required
  • Discreet home visits arranged at a time that suits you
Family Division

Division of Assets & Family Division

Independent, impartial valuations for matrimonial and financial remedy proceedings. Gaynor's court-admissible reports are accepted by the Family Division and relied upon by both parties' legal teams.

  • Open-market values for fair asset division
  • Suitable for use in consent orders and Form E schedules
  • Strictly independent — no affiliation to either party
  • Report format aligned with family court expectations
Horology

Watches & Horology

Specialist valuations for watches and horological pieces across all purposes — insurance, probate, or division of assets. Gaynor's expertise covers both antique pocket watches and contemporary luxury timepieces.

  • Luxury and prestige marques: Rolex, Patek Philippe, Cartier, and others
  • Antique and vintage pocket watches
  • Dress watches and decorative timepieces
  • Values cross-referenced against current auction and retail markets

How It Works

From Enquiry to Report

1

Get in Touch

Describe your items and requirements using the enquiry form. Gaynor will respond promptly to discuss the best approach.

2

Home Visit

Gaynor visits your home or an agreed office — no need to travel or post items.

3

Examination

Each piece is examined using professional gemmological equipment. Gaynor takes photographs and records all relevant details.

4

Report Delivery

Two professional printed reports with photographs delivered within an agreed timeframe. Court-admissible and insurer-accepted.

What You Receive

Two Bound Reports,
Delivered to You

Two professionally produced schedules, printed with photographs and presented to the standard expected by insurers, solicitors, and the courts.

One copy is for your own records. The second is ready to hand directly to your insurer, solicitor, or the court.

Gaynor carries her full portable set of gemmological testing and grading equipment, refractometer, gauges, measuring kit and light box, so no items need leave your possession. Research is completed after the visit is conducted.

Arrange a Valuation
Included in Every Report
Full item descriptions — stones identified, measured and graded, metals tested, makers and quality noted, condition considered
Quality digital photographs supplied with each copy of the schedule
Stated purpose and basis of value — replacement, open-market, or probate as appropriate
Valuer's declaration and post nominals — identifying qualifications achieved
📋
Two copies as standard

One for your records. One for your insurer, solicitor, or the court.

Fees

Per-Item Fee Structure

Fees are charged per item valued and vary according to complexity. An initial discussion at no charge will allow Gaynor to advise on the likely cost before any commitment is made.

Items with individual value of less than £10,000

£100 first item
£45 each item thereafter

Items with individual value greater than £50,000

Fee to be arranged prior to work commencing

A travel supplement may apply for appointments beyond 45 minutes from St Neots. Contact Gaynor for a no-obligation discussion of your requirements.

Coverage Area

Four Counties,
Within Reach

Gaynor covers Cambridgeshire, Bedfordshire, Hertfordshire, and South Lincolnshire — visiting private clients at home and bi-weekly visits to retail jewellers throughout the area.

All appointments are within 1.5 hours of St Neots. If you are unsure whether your location falls within the area, please get in touch — Gaynor will be happy to advise.

Occasional visits outside the core area may be possible by arrangement.

Cambridgeshire
Bedfordshire
Hertfordshire
South Lincolnshire
Within 1.5 hours of St Neots

Horology

Watch & Clock
Valuations

Gaynor's horological knowledge spans several centuries of watchmaking — from Victorian pocket watches to contemporary luxury wristwatches from the world's leading marques.

Each horological valuation is cross-referenced against current auction results, grey-market pricing, and manufacturer retail data to ensure the figure accurately reflects the present market.

Luxury wristwatches

Rolex, Patek Philippe, Audemars Piguet, Cartier, IWC, and other prestige marques valued to current market.

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Antique & vintage pieces

Victorian pocket watches, dress watches, and decorative timepieces with full provenance consideration.

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Documentation review

Service papers, original boxes, and accompanying certificates considered as part of each valuation.

What to Have Ready

  • The watch or timepiece itself
  • Original box and papers if available
  • Any service receipts or records
  • Previous valuations or purchase receipts
  • Warranty cards and accompanying literature

Having documentation to hand can support a more precise valuation, though a thorough assessment is always carried out regardless of what paperwork accompanies a piece.

Client Reviews

What Clients Say

★★★★★
"From the first friendly contact to receipt of the official valuations this was such an easy, punctual, meticulous process. Gaynor literally brought her lab and her skills to our home."
Peter, Cambridgeshire Insurance Valuation
★★★★★
"Gaynor was extremely helpful and worked in a very professional and competent manner. Our report was nicely presented and comprehensive. We would have no hesitation in recommending Gaynor."
Jude, Cambridge Probate Valuation
★★★★★
"I found her to be extremely professional. A very comprehensive and well-presented report with photographs arrived just two days after my visit."
Amanda, Bedford Insurance Valuation

Ready to arrange a valuation?

Describe your requirements and Gaynor will be in touch to discuss how she can help.

Make an Enquiry